tag:blogger.com,1999:blog-3993498847203183398.post5427435750382138988..comments2024-03-28T09:19:27.451+00:00Comments on RevK<sup>®</sup>'s ramblings: Using Mondo Card in the USRevKhttp://www.blogger.com/profile/12369263214193333422noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-3993498847203183398.post-22923399680401510442023-10-03T04:11:44.627+01:002023-10-03T04:11:44.627+01:00I haven't any word to appreciate this post.......I haven't any word to appreciate this post.....Really i am impressed from this post....the person who create this post it was a great human. Thanks for shared this with us.<br /><a href="https://www.atmadvantage.com/processing-and-management/" rel="nofollow">atm repair companies</a>Daniel Bryanhttps://www.blogger.com/profile/03273791517955358425noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-35886033343812940012016-07-01T08:48:48.001+01:002016-07-01T08:48:48.001+01:00Just was in the US and used a Mondo card in a Chas...Just was in the US and used a Mondo card in a Chase ATM, which didn't charge me fees at all.dghttps://www.blogger.com/profile/12663411269941106292noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-53805710375915969192016-06-18T18:38:33.585+01:002016-06-18T18:38:33.585+01:00FWIW, Nationwide Select Credit cards (and a few ot...FWIW, Nationwide Select Credit cards (and a few others) have no foreign transaction fee (no 2.99%) and just use the VISA rates.rtho782https://www.blogger.com/profile/02052870855136709228noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-71085566357138619682016-06-17T11:58:48.711+01:002016-06-17T11:58:48.711+01:00I used a UK issued corporate Amex card at JFK airp...I used a UK issued corporate Amex card at JFK airport yesterday morning and the Chip & PIN worked. It came as a real surprise to the server in the restaurant!Peter Watsonhttps://www.blogger.com/profile/12155419042139691575noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-52765116134302462022016-06-17T11:50:03.006+01:002016-06-17T11:50:03.006+01:00Lots of visitors/tourists and itinerant workers in...Lots of visitors/tourists and itinerant workers in Vegas, many of whom are probably, err, "variable financial stability" after their first visit to a casino. Probably part of why they do more ID checks. <br />Around here (metro Detroit) we don't really do tourists, other than as occasional sport. Informal city motto: "where the weak are killed and eaten" ;) Anonymoushttps://www.blogger.com/profile/03295017701114929976noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-41241559136921729872016-06-16T20:19:39.616+01:002016-06-16T20:19:39.616+01:00As another UK expat (in California) I can note the...As another UK expat (in California) I can note the following:<br /><br />Barclays do have a deal where there's no fee using their cards in BoA ATMs. I have taken advantage of this in the past.<br /><br />Chip and signature is slowly making an appearance. Chip-reading terminals are slowly appearing, although most still have the chip slot taped up and you have to swipe the mag strip. Still no need for a PIN though.<br /><br />For small card transactions you just get a receipt, then over some (unknown and probably variable) threshold you get asked for a signature, and over some even higher threshold you get asked to produce ID. Even that is low key, no logging it with a central database, just show it and that's all, purely a visual check with no other verification.<br /><br />As Peter says above, they rarely check the signature, although some places you have to show the cashier the card so they can enter the last four digits as a check to say they've seen the card.<br /><br />I haven't tried any of my UK chip cards in a US reader since they started introducing the system so I don't know if it will ask for a PIN or not. Dave Hhttps://www.blogger.com/profile/04933481769025144876noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-74118159147676076292016-06-16T19:00:16.404+01:002016-06-16T19:00:16.404+01:00Thanks - useful. FYI the ID checks seemed mostly i...Thanks - useful. FYI the ID checks seemed mostly in Vegas and even for small amounts.RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-36577425422878592812016-06-16T18:43:21.966+01:002016-06-16T18:43:21.966+01:00I'm an expat living in the US, so have to deal...I'm an expat living in the US, so have to deal with this stuff all the time now.<br /><br />Chip + Signature is becoming the norm since last October, at least in my part of the country, and at least for larger retailers. Right now, many have chip compatible readers with the chip slot taped over (I guess their POS systems haven't caught up yet). For those that are reading the chip, the implementation often seems poor -- the read is VERY slow (more than double the time to process a mag stripe transaction) and the software appears a bit of an afterthought bolted on to the terminal. One difference here vs the UK, the chip readers don't seem to be a closed platform, and larger retailers have them integrated into their POS software -- so for example, as the cashier scans your goods you'll see the running total and list of items on the terminal screen, and perhaps loyalty card stuff also. <br /><br />I have never yet seen a US chip terminal successfully handle any of my remaining UK-issued credit cards and ask for a PIN, although to be fair I very rarely use UK cards here now for obvious reasons. The Canadian ones do work routinely. <br /><br />I hardly ever get asked for ID with a card transaction, unless it is into four figures. The informal convention here is that if you've signed your card, that is usually sufficient, but they NEVER compare the signatures. Some "sign" their cards with "CHECK ID", which will prompt the cashier to do so if it's over $50 or so. <br /><br />The Credit/Debit and Checking/Savings thing actually makes some sense. Generally, your bank will open for you both a current (checking) account and a credit card account concurrently, and run both from a single plastic card. "Credit" does an Amex/MC/Visa charge in the usual way, putting a charge against your credit limit and you pay the bill come end of the month. "Debit" is more akin to Maestro, and will debit your checking acct balance directly. <br /><br />It's also normal for your checking account to come along with an instant access savings account. The interest rate on the latter is usually hopeless, but again the savings account is operated on the same plastic card, so you need to tell an ATM from which one you wish to withdraw or credit funds. <br /><br />Combining card functions does make for a slightly slimmer wallet, at least in theory, although mine is still full of other cards anyway :(.Anonymoushttps://www.blogger.com/profile/03295017701114929976noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-77937357003310828422016-06-16T17:12:52.179+01:002016-06-16T17:12:52.179+01:00Barclays is a member of Global Alliance: http://ww...Barclays is a member of Global Alliance: http://www.barclays.co.uk/Helpsupport/Withdrawingmoneyabroad/P1242558955276Curonhttps://www.blogger.com/profile/13107431513928498912noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-67632079742269686402016-06-16T16:39:46.118+01:002016-06-16T16:39:46.118+01:00"One oddity is that we were also asked on ret..."One oddity is that we were also asked on retail consoles for “Debit” or “Credit”, which makes no sense to me."<br />I get that question all the time. I think it's something to do with how the POS system processes the verification.Frank Bulkhttps://www.blogger.com/profile/02004215342995023858noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-18240186763072929092016-06-16T16:38:48.151+01:002016-06-16T16:38:48.151+01:00"The US is still somewhat different, though o..."The US is still somewhat different, though one retailer did say that it is all changing and they have a deadline of the end of the year for chip and PIN (no idea if that is all US or just that state)."<br />That "deadline" was October 1, 2015. Now the liability shifts to the entity (merchant or card issuer) that has the lowest security.<br />http://www.insurancejournal.com/news/national/2015/12/07/391102.htm<br />http://arstechnica.com/business/2016/02/only-37-of-retailers-in-the-us-can-process-chip-embedded-cards-survey-says/Frank Bulkhttps://www.blogger.com/profile/02004215342995023858noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-49230013541247230742016-06-16T15:23:43.205+01:002016-06-16T15:23:43.205+01:00A useful review - thanks, good to know it works as...A useful review - thanks, good to know it works as expected while abroad. Will be trying my Mondo card while in Europe next month and in the US later in the year. Be interesting to see if anything has changed (and to confuse people with a "no name" card!)DrRichhttps://www.blogger.com/profile/13098586741490835508noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-66167761704285640892016-06-16T14:21:14.271+01:002016-06-16T14:21:14.271+01:00I doubt it - but then I do have a mag card writer ...I doubt it - but then I do have a mag card writer :-)RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-77754733631609899432016-06-16T14:18:33.441+01:002016-06-16T14:18:33.441+01:00Do Mondo let you customise the Track 1 information...Do Mondo let you customise the Track 1 information? I'm in the waiting list for their Android beta app so that I can try this card out.Unknownhttps://www.blogger.com/profile/02797347683604607564noreply@blogger.com