tag:blogger.com,1999:blog-3993498847203183398.post133889811027283190..comments2024-03-18T12:28:29.902+00:00Comments on RevK<sup>®</sup>'s ramblings: New RFC? IBAN URIRevKhttp://www.blogger.com/profile/12369263214193333422noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-3993498847203183398.post-15199732473561898762017-12-18T21:06:35.875+00:002017-12-18T21:06:35.875+00:00You get into fun, however, with banks that don'...You get into fun, however, with banks that don't automatically issue an IBAN to their customers. Notably, they are optional in the US, Canada, New Zealand and Australia, and only issued to customers who need to make international transfers.<br /><br />There is no standard format for all possible destinations outside SEPA :(Simon Farnsworthhttps://www.blogger.com/profile/15190608047563530091noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-46046704440611859322017-12-18T14:24:09.335+00:002017-12-18T14:24:09.335+00:00IBAN wouldn't cover crypto payments however (w...IBAN wouldn't cover crypto payments however (worthy of inclusion if you're thinking of a generic payment scheme)<br /><br />https://github.com/bitcoin/bips/blob/master/bip-0021.mediawikiroliverhttps://www.blogger.com/profile/09339177021117949205noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-79331043307262655792017-12-18T13:55:25.108+00:002017-12-18T13:55:25.108+00:00It should also include the ability to pass the PSD...It should also include the ability to pass the PSD2 SCA one time code (dynamic linking) for extra props and useful to people wrestling with how to pass that code between systems. Chrishttps://www.blogger.com/profile/06921910962154653022noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-87231540647628071242017-12-18T13:47:35.903+00:002017-12-18T13:47:35.903+00:00Are there schemes that are not encompassed by IBAN...Are there schemes that are not encompassed by IBAN though - even Monzo to Monzo could use IBAN where Monzo simply recognise their bank in the IBAN.RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-63584607907088995102017-12-18T13:46:07.058+00:002017-12-18T13:46:07.058+00:00I think a generic bank schema with a type field is...I think a generic bank schema with a type field is of more use than a simple IBAN, since it allows for encoding many different payment schemes, which would be helpful, could even encode more than one scheme into a admittedly long stringAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-83028610743565682182017-12-18T09:17:17.342+00:002017-12-18T09:17:17.342+00:00Well, IBAN covers them all doesn't it.Well, IBAN covers them all doesn't it.RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-30817408299180649992017-12-18T09:15:46.493+00:002017-12-18T09:15:46.493+00:00Is it worth explicitly including that it's an ...Is it worth explicitly including that it's an IBAN, so that other destinations (e.g. BACS, paym, monzo.me) could be included?CyberJacobhttps://www.blogger.com/profile/02246639534819222766noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-850481832357492152017-12-18T07:15:49.295+00:002017-12-18T07:15:49.295+00:00Indeed, but I am thinking mainly for use with bank...Indeed, but I am thinking mainly for use with banking apps, where you can simply send money to an IBAN (which, for GB, has sort code and account name in it).RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-33170925693512353742017-12-18T07:14:43.453+00:002017-12-18T07:14:43.453+00:00Quite, a simple QR code link to URL link to bankin...Quite, a simple QR code link to URL link to banking app to pay for something.RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-48497688924634671862017-12-18T07:11:59.985+00:002017-12-18T07:11:59.985+00:00I am thinking a specific action taking URL prefix,...I am thinking a specific action taking URL prefix, not just a namespace URN.RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-22813394854247734522017-12-18T03:06:17.808+00:002017-12-18T03:06:17.808+00:00If this is a URN, it'd be:
urn:iban:GB89SRLG6...If this is a URN, it'd be:<br /><br />urn:iban:GB89SRLG60837172100359<br /><br />Or, experimentally:<br /><br />urn:x-iban:GB89SRLG60837172100359<br /><br />https://en.wikipedia.org/wiki/Uniform_Resource_NameWes Turnerhttps://www.blogger.com/profile/12320804220335394356noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-54468088203447472642017-12-18T02:12:38.201+00:002017-12-18T02:12:38.201+00:00And very easily QRable too!And very easily QRable too!Deannahttps://www.blogger.com/profile/00039168200475889026noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-42075952860621574122017-12-17T22:30:58.315+00:002017-12-17T22:30:58.315+00:00Whilst this seems like a great idea, I think you&#...Whilst this seems like a great idea, I think you'll find that the international banking system is more akin to a bunch of ugly hacks rather than a coherent interface. Thins to watch out for include banks and accounts that you cannot access directly (you need to go through bank A to reach bank B) and systems that insist on redundant info (account name, account number, sort code, bank name and address and more), so that they can confirm that they can cross-check one against the other.Gafferhttps://www.blogger.com/profile/13881023897186910216noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-70420112487251059012017-12-17T19:58:27.542+00:002017-12-17T19:58:27.542+00:00Switzerland has this, more or less. Here's a p...Switzerland has this, more or less. Here's a payin slip from a sample invoice:<br /><br />http://unappel.ch/public/080902-layout-red-slip/index_files/image001.png<br /><br />The big number in the bottom right contains the amount, destination Post Office account, and the payee's reference number (the big number middle right). You can usually scan or enter this and your ebanking system will cue up the appropriate form.<br /><br />I _think_ this only works in you have a Post Office banking account (which most people do). There may be an IBAN version, but I can't find an example.david.givenhttps://www.blogger.com/profile/09478403138062371685noreply@blogger.com