tag:blogger.com,1999:blog-3993498847203183398.post4398411660569917433..comments2024-03-28T09:19:27.451+00:00Comments on RevK<sup>®</sup>'s ramblings: Why not just email me an encrypted XML bank statements every day?RevKhttp://www.blogger.com/profile/12369263214193333422noreply@blogger.comBlogger21125tag:blogger.com,1999:blog-3993498847203183398.post-79784550304268946472018-06-27T08:00:13.636+01:002018-06-27T08:00:13.636+01:00Its a long time since this thread was last discuss...Its a long time since this thread was last discussed ... but that's how long (5 years?) it takes to innovate solutions!<br /><br />I have a banking app that runs (continuously) and will download your last 24 hours transactions AUTOMATICALLY (no clicks, no screen scraping) just as long as you keep it running. Run it for a year? and you'll get 365 statements (all dated of course) r-a-y-_-c-h-a-p-m-a-n-at-h-o-t-m-a-i-l-.-c-o-mAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-58247071450006708562013-11-26T14:36:32.633+00:002013-11-26T14:36:32.633+00:00It's not really quite what you're asking, ...It's not really quite what you're asking, but you can almost achieve this with HSBC accounts, if you using xero.com (cloud accounting software).<br /><br />Xero have a daily feed of HSBC accounts into your xero ledgers (it's a proper feed, none of the screenscraping nonsense; costs £3 a month for the feed paid to hsbc but billed via xero, plus say £20/month for your xero subscription).<br /><br />Xero also have a proper API you can integrate to: http://developer.xero.com/documentation/api/banktransactions/<br /><br />It still doesn't solve the 'immediate' case, but at least you're getting the data automatically within 24ish hours.Joseph Heenanhttps://www.blogger.com/profile/09814744420039144545noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-55048508746996737612013-11-17T15:00:00.968+00:002013-11-17T15:00:00.968+00:00It would be so amazing if I could invoice a client...It would be so amazing if I could invoice a client and it could be marked paid automatically via some banking integration.<br /><br />I think Bitcoin this is easier to script and hence banks should get their sh!t together.Kai Hendryhttps://www.blogger.com/profile/04499708907733777119noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-12520345985033791212013-11-14T16:49:17.924+00:002013-11-14T16:49:17.924+00:00It appears that Barclays offer "Barclays Data...It appears that Barclays offer "Barclays DataServices" where certain accounting packages (such as FreeAgent) can access automated data feeds direct from Barclays Business accounts. One presumes that if accounting packages can access such a feed, then it's something that Barclays might be persuaded to offer access to? Press release relating to FreeAgent is at http://www.sourcewire.com/news/71148/barclays-business-and-freeagent-partner-to-deliver-automated-bank-dataajvhttps://www.blogger.com/profile/11061954864640918013noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-23626914061205402482013-11-14T14:02:03.740+00:002013-11-14T14:02:03.740+00:00HSBC have BTR bank feeds and are the only Bank tha...HSBC have BTR bank feeds and are the only Bank that partner with Xero to do it.<br />They supply the data daily, but how often xero could pull and show data, I have no idea.<br />We had to fill out an hsbc bank feed form. I imagine if you were pulling the data it would be possible to pull it more often than xero do.Dave - M0IDDhttps://www.blogger.com/profile/16645391871338390870noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-71938680010030048962013-11-14T13:56:31.411+00:002013-11-14T13:56:31.411+00:00When I started using Xero we had to fill out bank ...When I started using Xero we had to fill out bank feed forms<br />HSBC are the only Partner bank in the UK for Xero.<br />How often they can* pull data I don't know but they provide it daily<br />Dave - M0IDDhttps://www.blogger.com/profile/16645391871338390870noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-1925342382358674942013-11-13T11:18:14.931+00:002013-11-13T11:18:14.931+00:00Sorry, this is the underlying problem - having to ...Sorry, this is the underlying problem - having to screen scrape bank web interfaces. I should have made that clear.RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-16323431518289836422013-11-13T11:16:57.760+00:002013-11-13T11:16:57.760+00:00I can get a csv from barclays with a couple of cli...I can get a csv from barclays with a couple of clicks. How does that help me? You are back at screen scraping again, and all the maintenance headache of that.RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-52071892018066866212013-11-13T10:36:53.419+00:002013-11-13T10:36:53.419+00:00Unfortunately my psychic powers are weak, I couldn...Unfortunately my psychic powers are weak, I couldn't discern what exactly your current bank offered so commented in good faith...<br />Dunkhttps://www.blogger.com/profile/13727517547900141877noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-42306272321122903342013-11-13T10:35:54.953+00:002013-11-13T10:35:54.953+00:00This comment has been removed by the author.Dunkhttps://www.blogger.com/profile/13727517547900141877noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-90257418529483442642013-11-13T10:35:52.580+00:002013-11-13T10:35:52.580+00:00Natwest / Royal Bank - it's possible to get CS...Natwest / Royal Bank - it's possible to get CSV data out with about half a dozen clicks. Almost always offers a "Download data since last download" option. Dunkhttps://www.blogger.com/profile/13727517547900141877noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-29764353045160499112013-11-13T10:29:02.683+00:002013-11-13T10:29:02.683+00:00I can get a csv from barclays with a couple of cli...I can get a csv from barclays with a couple of clicks. How does that help me?RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-88215609444396473002013-11-13T10:28:02.263+00:002013-11-13T10:28:02.263+00:00Natwest / Royal Bank - it's possible to get CS...Natwest / Royal Bank - it's possible to get CSV data out with about half a dozen clicks. Almost always offers a "Download data since last download" option. Dunkhttps://www.blogger.com/profile/13727517547900141877noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-70021398658506572812013-11-13T09:18:23.231+00:002013-11-13T09:18:23.231+00:00Bank Link - http://www.bankstream.co.uk/ - offers ...Bank Link - http://www.bankstream.co.uk/ - offers a "bank approved" method to get lists of transactions (it's used by our accountants http://crunch.co.uk for HSBC and others ) and I believe Cater Allen also offer their own API system of some sorts (as Crunch was offering integration with them before they teamed up with BankLink).<br /><br />Joseph - I believe the problem isn't financial (as such, it still need £1m capital and a high capital ratio), but more regulation wise (see http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/6111158/Why-its-an-ideal-time-to-set-up-a-bank.html ). I think some companies have got around it by buying other banks (Virgin buying Northern Rock) - Metro Bank was the first "new bank" for over 150 years when it opened March 2010. However, if RevK wants to start a bank - he's got my backing - "Banking done right!"Anonymoushttps://www.blogger.com/profile/13423746165677757496noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-33869271495209990102013-11-12T20:18:53.679+00:002013-11-12T20:18:53.679+00:00How much does it cost to setup a bank? :-)
How much does it cost to setup a bank? :-)<br /><br />Joseph Heenanhttps://www.blogger.com/profile/09814744420039144545noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-1619078251038683802013-11-12T17:58:05.077+00:002013-11-12T17:58:05.077+00:00I wouldn't mind if I could just find a bank wh...I wouldn't mind if I could just find a bank which would permit me to download statements in a sensible way. HSBC seem to go out of their way to make downloading statements as difficult and time-consuming as possible. You can't just print what's on screen, you can't scrape what's on the screen and if you want to download it, it's half a dozen clicks or more for each month. Oh, and it seems that for business accounts they will not stop sending paper copies.Nick Barneshttps://www.blogger.com/profile/01346700988114542009noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-73327571112265743792013-11-12T17:09:56.416+00:002013-11-12T17:09:56.416+00:00If you approached it as a simple REST-based API it...If you approached it as a simple REST-based API it would be easily extensible when you wanted new functionalityAndrew Murphyhttps://www.blogger.com/profile/05559103554821540335noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-30845738811092780862013-11-12T15:28:06.240+00:002013-11-12T15:28:06.240+00:00What's really annoying is that often these nte...What's really annoying is that often these nterfaces obviously exist in some form. I have a Nationwide app on my phone that gives me account visibility and lets me make payments etc. It seems to be more than just a skin around a browser interface so clearly there's some sort of client-server API going on. Why not just publish the interface?Ionichttps://www.blogger.com/profile/06785235601827719311noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-40167593255103144242013-11-12T15:25:49.745+00:002013-11-12T15:25:49.745+00:00LOL, OK, I can take a hint. I believe we do now ha...LOL, OK, I can take a hint. I believe we do now have an internal engineering ticket on this. The problem is that we keep tackling this as a large project to provide a general API to clueless. And that becomes a large thing to get started and design. We may well do some smaller and simpler API fragments, I guess.RevKhttps://www.blogger.com/profile/12369263214193333422noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-30342877458968424522013-11-12T15:22:24.568+00:002013-11-12T15:22:24.568+00:00Me too. On a similar note, is there an ISP who pro...Me too. On a similar note, is there an ISP who provides a simple XML interface to a customer's DSL line data / controls yet? (hint hint)Ionichttps://www.blogger.com/profile/06785235601827719311noreply@blogger.comtag:blogger.com,1999:blog-3993498847203183398.post-31913878694096897972013-11-12T15:00:07.498+00:002013-11-12T15:00:07.498+00:00If there was a bank that offered that I'd be o...If there was a bank that offered that I'd be over to it like a shot. US banks have a data format standard for this sort of stuff that they provide downloadable statements as, it's compatible with gnucash, but UK banks aren't into it...Harryhttps://www.blogger.com/profile/09613612130251313259noreply@blogger.com