There is, of course, a slight problem with that. According to Companies House, "Bank Machine Ltd" does not exist. But it is a former name of Cardtronics UK Ltd, so is legit, phew! Worrying that the machine still states a former name, and did not (that I could see) state a company number.
Anyway, to the heart of the problem.
The machine only allows a withdrawal of, at most, £250.
Shortly before it stopped being a proper bank operated machine, the operator (Nationwide, I think) had newer s/w that actually remembered your regular transactions. So, card, PIN, and one click to get cash of the amount I usually take out and no receipt. Really cool.
However, this machine limits you to £250. I have seen many like it now. It is bloody annoying and pointless.
It is also a really annoying sequence of button presses to extract cash with no receipt and not viewing balance first.
Now, I know different people have different amounts of money they have available and to some this will seem odd/petty. I tent to take out around £1000, and when low, I top up. But it can take a long time to use up that cash (many months in some cases). Mostly it is my kids borrowing money that depletes the cash, but I tend to use cash for a lot of things these days, and I am not sure why. I hardly ever use a card in fact. I think it is mainly because it makes the money much more tangible and easier to keep a grip on spending than just using a card. You see how much you are actually spending with cash.
The machine's limit to £250 makes no sense, and I was not alone in this annoyance the other day when I was behind someone else, equally annoyed at having to insert a card multiple times to take out cash.
I can't think of one good reason to limit it to any lower than the bank do. They do not stop you using the same card multiple times, or using multiple cards, so it is not a limit on actual cash withdrawal, it is just a means to slow and annoy people.
What it does do is :-
- Make it take longer to extract cash, annoying me and those behind in the queue.
- Make it more likely someone will overlook my PIN as entered multiple times.
- Make it more likely I will be mugged as magnitude of withdrawal becomes more obvious.
Is it just me?!
If you think this is silly - imagine if the machines were limiting you to £20 at a time, and how annoying that would be when you want £100...